
Santa Cruz · Santa Cruz County
Commercial Roofing in Santa Cruz: Multifamily, Commercial and Coastal Roofs
Multifamily, HOA and commercial roofs across the City of Santa Cruz.
- Free roof condition report before the rains
- Good, better and best bid options
- Certificate of insurance within 24 hours of request
The county's biggest multifamily city
The California Department of Finance counts 5,732 units in 5+ unit buildings in Santa Cruz, the most of any city in the county, plus 2,636 in 2–4 unit buildings and 2,807 single-attached units, in a city of 63,065 (January 1, 2026). DOF also counts 12,862 residents in group quarters, about 20% of the population.
That adds up to a lot of low-slope apartment and mixed-use roofs, plus condo association roofs. See roofing for property managers and HOA and condo roofing.

Illustrative image, not a completed project.
Santa Cruz re-roof permits
- Re-roofs need a building permit. The City takes applications, payments and status tracking through its Access Santa Cruz online permitting system (City of Santa Cruz Building & Safety).
- Schedule inspections with the City. The City's posted inspection types list a commercial roof final as its own inspection.
- Have the City's job-site card and a ladder for roof access on site for the inspector (City of Santa Cruz, Building Inspections).
Properties in Live Oak, Soquel and Aptos are unincorporated, so they go through the County, not the City. See commercial roofing in Santa Cruz County.
The wettest roofs we serve
At NOAA's Santa Cruz station, December through February alone bring 18.53 inches, about 60% of the year's 30.63 inches ((6.01 + 6.42 + 6.10) ÷ 30.63; NCEI, 1991–2020 normals).
Drains, scuppers, overflow paths and flashings carry a lot of water in a short window, and coastal salt air works on exposed metal. A check before the winter rains is the best protection. See flashing, sheet metal and drainage.
Title 24 on nonresidential re-roofs
Santa Cruz ZIP codes 95060, 95062, 95064 and 95065 are in climate zone 3 (CEC ZIP list). On nonresidential low-slope roofs, California's Energy Code applies cool-roof requirements when the area replaced, recovered or recoated is more than 50% of the roof or more than 2,000 square feet, whichever is less (Energy Code §141.0(b)2B). The new surface must be a CRRC-rated product that meets the code's reflectance and emittance minimums, and a re-roof over conditioned space in Bay Area climate zones 3, 4 and 12 generally also needs R-23 continuous insulation (BayREN, Table 141.0-C). Recoats are exempt from the insulation rule. Our Title 24 re-roof guide walks through the trigger, the cool roof values and the insulation rule.
Common calls in Santa Cruz
Winter leaks at drains and flashings
When most of the year's rain arrives in three months. See commercial roof repair.
Ponding on older flat roofs
Standing water on low-slope apartment and mixed-use roofs.
Worn coatings
Coatings breaking down in damp, salty air. See roof coatings.
Rooftop equipment leaks
Around curbs and penetrations on mixed-use buildings.
Who we work with in Santa Cruz
Property managers
A line-item scope to forward to the owner, and a COI within 24 hours of request.
HOA boards
Board-ready good, better and best options for condo associations.
Building owners
Leak tracing and repair on retail, restaurant and light-industrial roofs.
Nearby
Capitola: east along the coast, with a step-by-step re-roof inspection sequence and solar removal rules.
Scotts Valley: north up Highway 17, where every permit application goes online.
Watsonville: south, the county's industrial and warehouse base.
The rest of the county: commercial roofing in Santa Cruz County.
Frequently Asked Questions
Yes. The City of Santa Cruz requires a building permit for re-roofs and handles applications through its Access Santa Cruz online system. The City inspects the finished roof, so keep the job-site card and a ladder on site. Properties in Live Oak, Soquel or Aptos go through Santa Cruz County instead.
Commercial Roofing Inc. repairs, inspects, coats and replaces roofs on Santa Cruz apartment, HOA and commercial buildings. We document leaks with photos and send a line-item scope you can forward to the owner or board. Call (408) 770-5992 or request a bid.
About 30.6 inches a year at NOAA's Santa Cruz station (1991–2020 normals), and roughly 60% of it falls from December through February. That's a lot of water in three months, so clear drains, sound flashings and a check before the rains head off many leaks.
Climate zone 3, for ZIP codes 95060, 95062, 95064 and 95065, per the California Energy Commission. Nonresidential low-slope re-roofs covering more than half the roof or more than 2,000 square feet, whichever is less, need a CRRC-rated cool roof and, over conditioned space, R-23 continuous insulation.
It speeds up corrosion on exposed metal: flashings, fasteners, edge metal and equipment curbs. Checking and resealing those details before the winter rains keeps small corrosion spots from turning into leaks.
Let's get started
Request a bid for a Santa Cruz building
Tell us the property or association, the building type and what you need. Bid invites and plans are welcome. For an active leak, call.
- (408) 770-5992Calling is fastest for an active leak
